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2018 Federal Income Tax Rate Calculator

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Calculate your 2018 federal income tax using this free online calculator. Understand how tax brackets, deductions, and credits affect your tax liability with step-by-step guidance.

How to Use This Calculator

Enter your total taxable income in the calculator below. The calculator will automatically compute your federal income tax based on the 2018 tax brackets. You can also adjust the standard deduction if you qualify for a different amount.

The calculator shows your tax liability, the tax rate applied, and a breakdown of how much tax is paid in each bracket. For a more detailed explanation of how the calculation works, see the "How This Is Calculated" section below.

2018 Federal Income Tax Brackets

The 2018 federal income tax brackets for single filers are as follows:

  • 10% on taxable income up to $9,525
  • 12% on taxable income between $9,526 and $38,700
  • 22% on taxable income between $38,701 and $82,500
  • 24% on taxable income between $82,501 and $157,500
  • 32% on taxable income between $157,501 and $200,000
  • 35% on taxable income between $200,001 and $500,000
  • 37% on taxable income over $500,000

These rates apply to single filers. Married filing jointly, head of household, and other filing statuses have different brackets. The calculator uses the single filer brackets by default.

Standard Deduction

The standard deduction for single filers in 2018 was $12,000. This amount reduces your taxable income before applying the tax brackets. For example, if you earned $40,000 and claimed the standard deduction, your taxable income would be $28,000.

You can adjust the standard deduction in the calculator if you qualify for a different amount, such as the blind or elderly standard deduction.

Example Calculation

Let's calculate the federal income tax for a single filer with $50,000 in taxable income:

  1. First $9,525 at 10%: $952.50
  2. Next $29,175 ($38,700 - $9,525) at 12%: $3,501.00
  3. Remaining $6,200 ($50,000 - $47,775) at 22%: $1,364.00

Total tax: $952.50 + $3,501.00 + $1,364.00 = $5,817.50

This example shows how progressive taxation works - higher income is taxed at higher rates.

Frequently Asked Questions

What is the difference between taxable income and gross income?

Taxable income is your gross income minus deductions and exemptions. Gross income includes all income from wages, investments, and other sources. Deductions reduce your taxable income, while exemptions provide a fixed amount of income that's not taxed.

How do I calculate my taxable income?

Subtract your deductions from your gross income. Common deductions include the standard deduction, itemized deductions, and retirement contributions. You can use the IRS Form 1040 to calculate your taxable income.

What is the difference between federal and state income tax?

Federal income tax is a tax imposed by the federal government on all income earned in the United States. State income tax is a tax imposed by individual states on income earned within their borders. The rates and brackets for federal and state income tax can be different.